home loan Archives • Kay Pratt RE/MAX

Should I purchase new furniture for my house before I move in?

Want to purchase all new furniture before you move into your new house? Maybe Mathis Brothers has zero percent financing on that new master bedroom suite so you can pay it off over time without any … Continue reading...

What is Mortgage Underwriting?

Most new home buyers finance their purchase, and are at least passingly familiar with the term "home mortgage" and understand that it is basically a lending institution loaning them money to purchase … Continue reading...

Six commonly asked questions about “comps”

Realtors often use the term “comps” in discussions. What are comps and how are they determined?

Downsides of carpet allowance in lieu of new carpet

Sellers often ask if they can just provide a carpet allowance on a listing in lieu of installing new carpet. In their mind, this is a benefit to the buyer since it allows the buyer to choose their own color and style of carpet. The benefit to the seller is they don’t have to deal […]

Hosting Bicycle Riders from South Korea

James and I hosted two young men – Min Ho Park Jaewon Heo – from South Korea who were riding bicycles this summer from Los Angeles to New York. They contacted us through Warmshowers.org, where we offer a room for bicycle riders to stay as they travel across America. They are following Route 66 from […]

Butterfield Overland Stage route on dirt bikes

Kay and I both love history, and we love riding motorcycles. We often combine our dual sport rides with a bit of historical sleuthing. This time we decided to follow in the footsteps of the Butterfield Overland Stage Route as it made it’s way through Oklahoma from St. Louis to the 1850’s gold fields of […]